APY on $10,000
3.75%
- 3.75% for the first 6 months
- Then 3.75% APY
Axos Bank · Savings account
Axos Summit Savings
Promotional rate · lasts 6 months$50 bonus with our referral link$375 a year on $10,000 at today’s 3.75% APY. No monthly fee. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer's page · axosbank.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 3.75%
- Monthly fee, a year
- $0
- A year
- $375
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer's page · axosbank.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · axosbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · axosbank.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Offer
Bonus
Through RateHerald’s referral link
$50
Be approved, fund within 60 days; deposit $5,000 new funds and hold a $5,000 monthly average balance for one 30-day period within 3 months of funding.
Axos’s referral bonus for new customers
“A $50 bonus will be earned by the Friend and by the Advocate when a deposit of at least $5,000 in new funds has been made into the Friend's eligible Summit Savings account and a monthly average balance of at least $5,000 is maintained for at least one full 30-day period within the first three months after funding.”The referral page on axosbank.com, checked Oct 25, 2026
Against the market
How it ranks
#24of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Interest bearing
- Mobile check deposit
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $9,999.99
- 3.75%
- $10,000 to $24,999.99
- 3.75%
- $25,000 to $49,999.99
- 3.75%
- $50,000 to $99,999.99
- 3.75%
- $100,000 and up
- 3.75%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0axosbank.com, checked Nov 1, 2026
- Promotional rate lasts
- 6 monthsaxosbank.com, checked Nov 1, 2026
- APY after the promotion
- 3.75%axosbank.com, checked Nov 1, 2026
Fees
- Monthly fee
- Noneaxosbank.com, checked Nov 1, 2026
- Minimum to open
- Noneaxosbank.com, checked Nov 1, 2026
- ATM network
- over 95,000 fee-free ATMsaxosbank.com, checked Nov 1, 2026
- ATMs in the network
- 95,000axosbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money