APY on $10,000
0.04%
- 0.04% for the first 6 months
- Then: the bank doesn’t say
Bank of America · Savings account
Bank of America Advantage Savings
Promotional rate · lasts 6 months$4 a year on $10,000 at today’s 0.04% APY. $8 a month. $100 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · bankofamerica.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.04%
- Monthly fee, a year
- $96
- A year
- $4
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · bankofamerica.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · bankofamerica.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bankofamerica.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#200of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Interest bearing
- No overdraft fees
- Savings round ups
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $9,999.99
- 0.04%
- $2,500 to $99,999,999,999.98
- 0.03%
- $5,000 to $9,999.99
- 0.04%
- $10,000 to $25,000
- 0.04%
- $25,000 to $50,000
- 0.04%
- $50,000 to $100,000
- 0.04%
- $100,000 to $500,000
- 0.04%
- $500,000 to $2,500,000
- 0.04%
- $2,500,000 to $10,000,000
- 0.04%
- $5,000,000 to $9,999,999.99
- 0.04%
- $10,000,000 to $100,000,000,000
- 0.04%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Promotional rate lasts
- 6 monthsbankofamerica.com, checked Nov 8, 2026
- Interest compounds
- monthlybankofamerica.com, checked Nov 8, 2026
Fees
- Monthly fee
- $8 a monthbankofamerica.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- For new accounts, we will waive the monthly maintenance fee for six months from account opening.
- Maintain a minimum daily balance of $500 or more in your account
- Own a Bank of America Advantage Relationship Banking® account
- An owner of this account is under the age of 25
- An account owner is enrolled in BofA Rewards and qualifies for the Preferred Plus, Preferred Honors, or Premier tier
- Minimum to open
- $100bankofamerica.com, checked Nov 8, 2026
- Overdraft fee
- Nonebankofamerica.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonebankofamerica.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50bankofamerica.com, checked Nov 8, 2026
- International ATM fee
- $5bankofamerica.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%bankofamerica.com, checked Nov 8, 2026
- Incoming domestic wire
- $15bankofamerica.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30bankofamerica.com, checked Nov 8, 2026
- Incoming international wire
- $15bankofamerica.com, checked Nov 8, 2026
- Outgoing international wire
- $45bankofamerica.com, checked Nov 8, 2026
- Stop payment
- $30bankofamerica.com, checked Nov 8, 2026
Who can open it
- Where
- Anywhere in the USbankofamerica.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money