APY on $10,000

3.70%

As of Nov 1, 2026. Rates are variable.

Capitol Federal Savings Bank · Savings account

Capitol Federal High Yield eSavings

$370 a year on $10,000 at today’s 3.70% APY. No monthly fee.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#25of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$10,000capfed.com, checked Nov 1, 2026
To earn the APY
Minimum balance to earn APY is $10,000
  • account must be enrolled in eStatements
capfed.com, checked Nov 1, 2026
Interest compounds
Interest is compounded dailycapfed.com, checked Nov 1, 2026

Fees

Monthly fee
Nonecapfed.com, checked Nov 1, 2026
Ways to avoid the monthly fee
$10,000 average daily balancecapfed.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on capfed.com

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