Comenity Bread Savings High Yield Savings

$400 a year on $10,000 at today’s 4.00% APY. No monthly fee. $100 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Against the market

#12of 270 savings accounts, by a year’s value on $10,000

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Interest compounds: Interest is compounded daily then credited to your account monthly.breadfinancial.com, checked Nov 1, 2026

Availability: To be eligible to open a Bread Savings online account, you must be at least 18 years of age, be a United States citizen or resident alien, have a valid U.S. government-issued Social Security number, and a physical U.S. address.breadfinancial.com, checked Nov 1, 2026
Minimum age: 18breadfinancial.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

We don’t earn anything from this link.