APY on $10,000

4.00%

As of Nov 8, 2026. Rates are variable.

Comenity Capital Bank · Savings account

Comenity Capital Bread Savings High Yield Savings

$400 a year on $10,000 at today’s 4.00% APY. No monthly fee. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#13of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Free external transfers
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
Compounded daily, credited to the account monthlybreadfinancial.com, checked Nov 8, 2026

Fees

Monthly fee
Nonebreadfinancial.com, checked Nov 8, 2026
Minimum to open
$100breadfinancial.com, checked Nov 8, 2026
Incoming domestic wire
Nonebreadfinancial.com, checked Nov 8, 2026
Outgoing domestic wire
$25breadfinancial.com, checked Nov 8, 2026
Incoming international wire
Nonebreadfinancial.com, checked Nov 8, 2026
Outgoing international wire
$25breadfinancial.com, checked Nov 8, 2026
Paper statements
$5 a monthbreadfinancial.com, checked Nov 8, 2026
Cashier’s check
$15breadfinancial.com, checked Nov 8, 2026

Who can open it

Where
Anywhere in the USbreadfinancial.com, checked Nov 8, 2026
Minimum age
18breadfinancial.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on breadfinancial.com

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