Communityamerica High Interest Savings

$0 a year on $10,000 at today’s 5.00% APY. No monthly fee. $1 to open.

Checked Nov 8, 2026Updated Nov 8, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Balance needed for the APY: $1communityamerica.com, checked Nov 8, 2026
To earn the APY: enrollment in eStatements
monthly direct deposit of at least $250 posted to one deposit account
15 posted point-of-sale debit card transactions per month to a single checking account tied to the membership
OR enrollment in eStatements and 25 posted point-of-sale debit card transactions per month to a single checking account tied to the membership
communityamerica.com, checked Nov 8, 2026
APY when those aren’t met: 0.03%communityamerica.com, checked Nov 8, 2026
APY paid on balances up to: $2,500communityamerica.com, checked Nov 8, 2026
Interest compounds: Assumes dividends are reinvested and the rate continues for a yearcommunityamerica.com, checked Nov 8, 2026

Membership: Open to anyone who qualifies through one of these:
Workplace: If you work for one of the 1,100+ companies that partner with CommunityAmerica, you and your immediate family are in!
Family: Have a family member who belongs to CommunityAmerica? You can join, too! Eligible family includes a spouse, child, sibling, parent, grandparent, grandchild. Step, in-law, and adoptive relationships are also included.
Qualified Community: If you live or work in select zip codes, you automatically qualify for membership!
Friends of Hobbs Membership: Members of Friends of Hobbs, a non-profit organization supporting Hobbs State Park in Rogers, Arkansas, automatically qualify for credit union membership. We can register you as a Friends of Hobbs member during the credit union application process at no cost or obligation to you.
communityamerica.com, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

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