APY on $10,000
0.00%
As of Nov 1, 2026. Rates are variable.
Oriental Bank · Savings account
Oriental Elite Account — Savings Section
$0 a year on $10,000 at today’s 0.00% APY. Monthly fee not stated. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 1, 2026
Issuer document · orientalbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.00%
- Monthly fee, a year
- not stated
- A year
- $0
- APY on $10,000
- Receipt · APYChecked Nov 1, 2026
Issuer document · orientalbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 1, 2026
Issuer document · orientalbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#258of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Branch access
- Budgeting tools
- Interest bearing
- Joint accounts
- Mobile check deposit
- Mobile wallet
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $5,000 to $9,999.99
- 0.30%
- $10,000 to $24,999.99
- 0.30%
- $25,000 to $49,999.99
- 0.60%
- $50,000 to $99,999.99
- 0.90%
- $100,000 to $249,999.99
- 1.10%
- $250,000 to $999,999.99
- 1.50%
- $1,000,000 and up
- 2.00%
The bank’s rates · as of Nov 1, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01orientalbank.com, checked Nov 1, 2026
- To earn the APY
- You must maintain combined balances of $5,000.00 or more
- and at least $0.01 in balance to obtain the disclosed annual percentage yield (APY) for the balance in the savings section of the Account.
- Interest compounds
- Interest, if any, will be compounded and credited to the savings section of the Account every month.orientalbank.com, checked Nov 1, 2026
Fees
- Minimum to open
- Noneorientalbank.com, checked Nov 1, 2026
- Returned item (NSF) fee
- $15orientalbank.com, checked Nov 1, 2026
- Withdrawals a month
- 6orientalbank.com, checked Nov 1, 2026
- Fee for each withdrawal over the limit
- $2orientalbank.com, checked Nov 1, 2026
- ATM network
- Oriental’s or one of the affiliated networks Allpoint® or ATM Group® ATMsorientalbank.com, checked Nov 1, 2026
- Out-of-network ATM fee
- $0.50orientalbank.com, checked Nov 1, 2026
- International ATM fee
- $0.50orientalbank.com, checked Nov 1, 2026
- Foreign transaction fee (debit card)
- 1.05%orientalbank.com, checked Nov 1, 2026
- Incoming domestic wire
- $15orientalbank.com, checked Nov 1, 2026
- Incoming international wire
- $15orientalbank.com, checked Nov 1, 2026
- Inactivity fee
- $5orientalbank.com, checked Nov 1, 2026
- Stop payment
- $15orientalbank.com, checked Nov 1, 2026
Who can open it
- Where
- Puerto Ricoorientalbank.com, checked Nov 1, 2026
- Minimum age
- 18orientalbank.com, checked Nov 1, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money