RBC Personal Savings

$0 a year on $10,000. $5 a month. $100 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Features

Cash deposit ATM
Joint accounts
Minor accounts
Mobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee: $5 a monthrbcbank.com, checked Nov 1, 2026
Ways to avoid the monthly fee: Minimum balance $300.00rbcbank.com, checked Nov 1, 2026
Minimum to open: $100rbcbank.com, checked Nov 1, 2026
Returned item (NSF) fee: $35rbcbank.com, checked Nov 1, 2026
Most overdraft fees in a day: 140rbcbank.com, checked Nov 1, 2026
Withdrawals a month: 6rbcbank.com, checked Nov 1, 2026
Fee for each withdrawal over the limit: $5rbcbank.com, checked Nov 1, 2026
ATM network: Visit the ATM locator at www.rbcbank.com/atms to find fee-free ATMsrbcbank.com, checked Nov 1, 2026
Out-of-network ATM fee: Nonerbcbank.com, checked Nov 1, 2026
Incoming domestic wire: $15rbcbank.com, checked Nov 1, 2026
Outgoing domestic wire: $25rbcbank.com, checked Nov 1, 2026
Incoming international wire: $50rbcbank.com, checked Nov 1, 2026
Outgoing international wire: $75rbcbank.com, checked Nov 1, 2026
Early closure fee: $35rbcbank.com, checked Nov 1, 2026
Cashier’s check: $6rbcbank.com, checked Nov 1, 2026
Stop payment: $34rbcbank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on rbcbank.com

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