RateHerald

APY on $10,000

0.40%

As of Nov 8, 2026. Rates are variable.

Royal · Savings account

Royal Personal Savings

$40 a year on $10,000 at today’s 0.40% APY. Monthly fee not stated.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Rates are variable; these are today’s.

Against the market

How it ranks

#93of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

In the bank’s words

Terms

Who can open it

Where
Wisconsin, Minnesotarcu.org, checked Nov 8, 2026
Membership
Membership required:
  • Live or work in one of the counties that Royal serves (Minnesota and Wisconsin counties listed on the page).
  • Have an immediate family member who lives or works in one of the counties Royal serves, regardless of where you live. The family member does not need to be a current Member.
  • Live in Minnesota or Wisconsin and make a $5.00 donation to the nonprofit RCU Foundation yourself, or have a $5.00 donation to the Foundation made on your behalf. ($5)
  • Employees (and, for Xcel Energy, retired employees) of the listed employers, including the former Uniroyal plant in Eau Claire, Marten Transport, Tenneco-Packaging Corporation, Hurd Millwork Co. Inc., Marathon Cheese Corporation, Phillips Plastics Corporation, Tombstone Pizza Corporation, Weather Shield Mfg. Inc., and Xcel Energy, Inc. and its subsidiaries, plus certain realtor-association-affiliated firms and contractors in Minnesota or Wisconsin.
rcu.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on rcu.org

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