APY on $10,000
3.40%
As of Nov 8, 2026. Rates are variable.
Sallie Mae Bank · Savings account
Sallie Mae SmartyPig Savings Account
$340 a year on $10,000 at today’s 3.40% APY. No monthly fee. No minimum to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · salliemae.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 3.40%
- Monthly fee, a year
- $0
- A year
- $340
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · salliemae.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · salliemae.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · salliemae.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#29of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Automatic savings
- Interest bearing
- No minimum balance
- Savings buckets
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0salliemae.com, checked Nov 8, 2026
- Interest compounds
- Compounded daily, paid monthlysalliemae.com, checked Nov 8, 2026
Fees
- Monthly fee
- Nonesalliemae.com, checked Nov 8, 2026
- Minimum to open
- Nonesalliemae.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- Nonesalliemae.com, checked Nov 8, 2026
- Outgoing domestic wire
- $20salliemae.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money