Monthly fee

$5

Simmons Bank · Savings account

Simmons Simply Savings

$0 a year on $10,000. $5 a month.

Checked Nov 8, 2026Updated

A year on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Branch access
  • Debit card
  • Early direct deposit
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • Online opening
  • Savings round ups
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthsimmonsbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Maintain a $100 minimum daily balance to waive $5 monthly service charge.simmonsbank.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
Nonesimmonsbank.com, checked Nov 8, 2026
ATM network
Access to 32,000+ MoneyPass ATMssimmonsbank.com, checked Nov 8, 2026
ATMs in the network
32,000simmonsbank.com, checked Nov 8, 2026
Paper statements
$3 a monthsimmonsbank.com, checked Nov 8, 2026

Who can open it

Where
Arkansas, Kansas, Missouri, Oklahoma, Tennessee, Texassimmonsbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money

See it on simmonsbank.com

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