APY on $10,000

0.25%

As of Nov 1, 2026. Rates are variable.

State Employees' · Savings account

State Employees' FAT CAT Share Account (ages 0-12)

$25 a year on $10,000 at today’s 0.25% APY. Monthly fee not stated. $5 to open.

Checked Nov 1, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
Not stated
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Features

  • Branch access
  • Joint accounts
  • Minor accounts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Minimum to open
$5ncsecu.org, checked Nov 1, 2026

Who can open it

Where
Near its branchesncsecu.org, checked Nov 1, 2026
Membership
Membership required:
  • Employees of the state of North Carolina, employees of North Carolina public boards of education, employees of North Carolina county departments of Social Services, Health, Mental Health, and Civil Defense, employees of associations formed for the benefit of state of North Carolina employees, employees of agencies or departments whose employees are otherwise subject to the North Carolina State Personnel Act, and employees of federal agencies assigned to North Carolina state agencies.
  • Members of the North Carolina National Guard.
  • Individuals retired from the above employment or service as pensioners and/or annuitants, including former employees who are “vested” and have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.
  • Immediate family of an existing member, including spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, and adoptive relationships.
ncsecu.org, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money

See it on ncsecu.org

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