APY on $10,000
0.15%
- 0.15% for the first 12 months
- Then: the bank doesn’t say
Wintrust Bank · Savings account
Wintrust Savings
Promotional rate · lasts 12 months$15 a year on $10,000 at today’s 0.15% APY. Monthly fee not stated. $0.01 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer document · wintrustbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 0.15%
- Monthly fee, a year
- not stated
- A year
- $15
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer document · wintrustbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Not stated
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer document · wintrustbank.com · PDF
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#141of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Interest bearing
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0.01wintrustbank.com, checked Nov 8, 2026
- Promotional rate lasts
- 12 monthswintrustbank.com, checked Nov 8, 2026
- Interest compounds
- quarterly compoundingwintrustbank.com, checked Nov 8, 2026
Fees
- Minimum to open
- $0.01wintrustbank.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $10wintrustbank.com, checked Nov 8, 2026
- ATM network
- No surcharge at any Allpoint, SUM® or MoneyPass® network ATM.wintrustbank.com, checked Nov 8, 2026
- Incoming domestic wire
- $5wintrustbank.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25wintrustbank.com, checked Nov 8, 2026
- Incoming international wire
- $15wintrustbank.com, checked Nov 8, 2026
- Outgoing international wire
- $40wintrustbank.com, checked Nov 8, 2026
- Inactivity fee
- $5wintrustbank.com, checked Nov 8, 2026
- Cashier’s check
- $5wintrustbank.com, checked Nov 8, 2026
- Stop payment
- $30wintrustbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money