Wright-patt TrueSaver

$0 a year on $10,000 at today’s 7.00% APY. No monthly fee. $5 to open.

Checked Nov 1, 2026Updated Nov 1, 2026

A year on $10,000

APY on $10,000

Monthly fee

To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Balance needed for the APY: $0.01wpcu.coop, checked Nov 1, 2026
To earn the APY: The Primary member must provide the Credit Union with a Social Security Number or Tax Identification Number.
The Primary member must be a Member in Good Standing at the time dividends are paid to the account.
The account must have an active checking account. An active checking account is defined as an account that has a minimum of four (4) "qualifying transactions" per dividend period, in any combination. Qualifying transactions are: (a) Bill Pay Transactions, (b) ACH deposits and withdrawals, (c) Debit Card transactions, (d) Point of Sale transactions, or (e) Cleared checks.
The account must have at least one (1) direct deposit transaction within a 45-day period OR be set up to receive eStatements.
wpcu.coop, checked Nov 1, 2026
APY when those aren’t met: 0.25%wpcu.coop, checked Nov 1, 2026
APY paid on balances up to: $1,000wpcu.coop, checked Nov 1, 2026
Interest compounds: Monthlywpcu.coop, checked Nov 1, 2026

Availability: Most individuals who live, work, worship, or attend school in Southwest or Central Ohio are eligible to become a WPCU memberwpcu.coop, checked Nov 1, 2026
Membership: Membership required:
Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
Military and civilian employees of Wright-Patterson Air Force Base.
Government employees near WPAFB who lack access to a credit union
Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
wpcu.coop, checked Nov 1, 2026
Minimum age: 18wpcu.coop, checked Nov 1, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

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