Savings switch calculator

What would you gain by switching?

Most savings sits at a big bank earning under half a percent. Enter your balance and the rate it earns, and we show what the accounts that would pay that balance most would pay instead, after fees, and the gain a year.

Every figure from the bank’s own terms
Ranked on value alone, never on what pays us
Nothing you enter is stored

For $1,000 at 0.40% APY. Change

You’d gain

+$66a year

That’s $6 a month, at the account that would pay $1,000 most.

Where it is now0.40% APY on $1,000$4

At Custodial Account (TrueSaver)7.00% APY, after fees$70

You’d gainA year, before tax+$66

The workingChecked Nov 8, 2026

Balance × APY − a year’s fees

Wright-patt Credit Union, Inc.$1,000 × 7.00% − $0$70Now$1,000 × 0.40% − $0$4Gain$70 − $4+$66A month$66 ÷ 12$6

Wright-patt Credit Union, Inc.’s own page Report a problem

The accounts that would pay $1,000 most

After any monthly fee. Each links its page here, the bank’s own page and the day we checked it.

Custodial Account (TrueSaver)Wright-patt Credit Union, Inc. · source · checked Nov 8, 2026Membership limited: employer, family, geography, military, organization, otherGain a year: +$66APY7.00%A year$70FeeNone
Coverdell ESAApple · source · checked Nov 8, 2026Membership limited: family, geography, organizationGain a year: +$46APY5.00%A year$50FeeNot stated
Brighter Day Savings (High Yield)Redstone · source · checked Nov 8, 2026Membership limited: employer, family, military, organizationGain a year: +$39APY4.32%A year$43FeeNot stated
Select Savings from BarclaysBarclays Bank Delaware · source · checked Nov 8, 2026Gain a year: +$39APY4.25%A year$43FeeNone
EverBank Performance SavingsEverBank · source · checked Nov 8, 2026Gain a year: +$38APY4.20%A year$42FeeNone

Rates are variable and can change after you open an account; interest is taxable.

All savings accounts What interest keeps after tax

Your savings

The accounts that would pay $1,000 most