15accounts we track

  • Savings3
  • Money market3
  • Checking7
  • CDs2

Bank in Boston, MA

Beacon Bank and Trust

FDIC-insured · certificate 17798

Savings, money market, checking and CDs, with every rate from Beacon Bank and Trust’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
3.20%APY · Beacon One Savings
Best CD rate
3.30%APY for 6 months

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Beacon One SavingsSavings account · $250 to open3.20%$0None
Beacon One Money MarketMoney market account · $1,000 to open3.20%$0None
Beacon Bank and Trust Personal SavingsSavings account · $25 to openNot stated—$5 a month
Beacon Bank and Trust Relationship SavingsSavings account · $25 to openNot stated—None
Beacon Bank and Trust Personal Money MarketMoney market account · $25 to openNot stated—$10 a month
Beacon Bank and Trust Relationship Money MarketMoney market account · $25 to openNot stated—None

Checking

Against 1043 checking accounts
Beacon One CheckingChecking account · $10 to open0.10%#33None
Beacon One University CheckingChecking account · no minimum to openNot stated#140None
Beacon Bank and Trust Free CheckingChecking account · $25 to openNot stated#168None
Beacon Bank and Trust Bank On CheckingChecking account · $25 to openNot stated#550$5 a month
Beacon Bank and Trust Checking PlusChecking account · $25 to openNot stated#840$10 a month
Beacon Bank and Trust Premium CheckingChecking account · $25 to openNot stated#1002$25 a month
Beacon Bank and Trust Student CheckingChecking account · $25 to openNot stated—None

Beacon One 24 Month CD, by term

$1,000 to open
2 years3.30%#125 of 134

A dash: a term we don’t rank. Also at Beacon Bank and Trust: Beacon One 6 Month CD, up to 3.30%. All Beacon Bank and Trust CDs

Against the market

How Beacon Bank and Trust ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Beacon One CheckingChecking account#33 of 1043
  • Beacon One University CheckingChecking account#140 of 1043
  • Beacon Bank and Trust Free CheckingChecking account#168 of 1043
  • Beacon Bank and Trust Bank On CheckingChecking account#550 of 1043
  • Beacon One Money MarketMoney market account#94 of 174
  • Beacon Bank and Trust Checking PlusChecking account#840 of 1043
  • Beacon One SavingsSavings account#240 of 270
  • Beacon One 24 Month CD · 2 yearsCD#125 of 134

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.