Monthly fee
$0
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Beacon Bank and Trust · Checking account
Beacon One University Checking
Promotional rate · lasts 36 months$0 a year for an everyday customer. No monthly fee. No minimum to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · beaconbank.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · beaconbank.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#140of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Budgeting tools
- Debit card
- Early direct deposit
- Mobile check deposit
- No overdraft fees
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Promotional rate lasts
- 36 monthsbeaconbank.com, checked Nov 8, 2026
Fees
- Monthly fee
- Nonebeaconbank.com, checked Nov 8, 2026
- Minimum to open
- Nonebeaconbank.com, checked Nov 8, 2026
- Overdraft fee
- Nonebeaconbank.com, checked Nov 8, 2026
- ATM network
- All non-Beacon Bank ATM Inquiry fees incurred nationwide waived; up to two non-Beacon Bank ATM Withdrawal and two Surcharge fees incurred nationwide reimbursed per statement cycle.beaconbank.com, checked Nov 8, 2026
- Early closure fee
- Nonebeaconbank.com, checked Nov 8, 2026
Who can open it
- Availability
- This account is only available online.beaconbank.com, checked Nov 8, 2026
- Minimum age
- 18beaconbank.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money