Beal Bank USA

FDIC-insured · certificate 57833

Savings, money market and CDs, with every rate from Beal Bank USA’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Beal Statement SavingsSavings account · $500 to openNot stated—Not stated

Beal Money MarketMoney market account · $1,000 to openNot stated—Not stated

$1,000 to open

3 months4.10%—

6 months4.25%#10 of 143

9 months4.30%—

1 year4.35%#25 of 176

18 months4.35%#21 of 107

2 years · Beal Bank USA’s best4.40%#23 of 134

30 months4.00%—

3 years4.00%#27 of 98

4 years4.00%—

5 years4.00%#30 of 98

A dash: a term we don’t rank. All Beal Bank USA CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.