1 CD
Beal Bank USA CD rates
Every CD we track from Beal Bank USA, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 3 months4.10%Not ranked
- 6 months4.25%#10 of 143
- 9 months4.30%Not ranked
- 1 year4.35%#25 of 176
- 18 months4.35%#21 of 107
- 2 years4.40%#23 of 134
- 30 months4.00%Not ranked
- 3 years4.00%#27 of 98
- 4 years4.00%Not ranked
- 5 years4.00%#30 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
CD
3 months4.10%—
6 months4.25%#10 of 143
9 months4.30%—
1 year4.35%#25 of 176
18 months4.35%#21 of 107
2 years4.40%#23 of 134
30 months4.00%—
3 years4.00%#27 of 98
4 years4.00%—
5 years4.00%#30 of 98
- Minimum to open
- $1,000bealbank.com, checked Nov 8, 2026
- Early withdrawal penalty
- A penalty will be imposed for early withdrawals.bealbank.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake