First American Bank

FDIC-insured · certificate 3657

Savings, checking and CDs, with every rate from First American Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

First American Easy Savings AccountSavings account · $100 to open0.20%$20$5 a month

First American Student Savings AccountSavings account · $50 to open0.20%$20$5 a month

Against 1043 checking accounts

First American Free CheckingChecking account · $100 to openNot stated#146None

First American Everyday Rewards Checking AccountChecking account · $100 to open1.00%#507$4.95 a month

First American Personal CheckingChecking account · $100 to openNot stated#775$6 a month

First American Fresh Start CheckingChecking account · $50 to openNot stated#821$9.95 a month

First American Optimal Checking AccountChecking account · $100 to open0.00%#899$14.95 a month

First American Advantage CheckingChecking account · $100 to open0.00%#1003$25 a month

First American Student CheckingChecking account · $50 to openNot stated—None

First American Teen CheckingChecking account · $25 to openNot stated—None

11 months4.00%—

A dash: a term we don’t rank. Also at First American Bank: 4.00% APY 11-Month CD Special, up to 4.00%. All First American Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.