APY on $10,000

0.20%

As of Nov 8, 2026. Rates are variable.

First American Bank · Savings account

First American Easy Savings Account

$20 a year on $10,000 at today’s 0.20% APY. $5 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#124of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Debit card
  • Interest bearing
  • Overdraft grace period
  • Overdraft line of credit
  • Overdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1firstambank.com, checked Nov 8, 2026
To earn the APY
You must maintain a minimum balance of $ 1.00 in the account each day to obtain the disclosed APY.firstambank.com, checked Nov 8, 2026
Interest compounds
compounding earnings dailyfirstambank.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthfirstambank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Minimum daily balance $250.00 Must be maintained every day of the statement period to avoid the monthly feefirstambank.com, checked Nov 8, 2026
Minimum to open
$100firstambank.com, checked Nov 8, 2026
Overdraft fee
$39.50firstambank.com, checked Nov 8, 2026
Returned item (NSF) fee
$39.50firstambank.com, checked Nov 8, 2026
Overdraft transfer fee
$10firstambank.com, checked Nov 8, 2026
Most overdraft fees in a day
6firstambank.com, checked Nov 8, 2026
ATM network
First American ATM Withdrawal FREE; Allpoint or Presto! ATM Withdrawal FREEfirstambank.com, checked Nov 8, 2026
Out-of-network ATM fee
$3firstambank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on firstambank.com

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