Liberty Bank

FDIC-insured · certificate 17943

Savings, money market, checking and CDs, with every rate from Liberty Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Liberty Relationship High Yield SavingsSavings account · $25 to open3.35%$5None

Liberty Money Market SpecialMoney market account · $25 to open3.00%$80Not stated

Liberty Money MakerMoney market account · $25 to open0.30%−$115Not stated

Liberty Cinch SavingsSavings account · $25 to openNot stated—None

Liberty Overdraft Savings AccountSavings account · $25 to openNot stated—$3 a month

Against 1043 checking accounts

Liberty Interest Checking AccountChecking accountNot stated#243$5 a month

Liberty BankSmart AccountChecking account · $25 to openNot stated—$3.95 a month

Liberty My Pay SM - Student BankingChecking account · $25 to openNot stated—None

Liberty PayBack Personal Checking AccountChecking account · $25 to openNot stated—None

Liberty PayBack SM CheckingChecking account · $25 to openNot stated—None

Liberty Quarter Back® CheckingChecking account · $25 to openNot stated—None

1 months0.75%—

3 months2.96%—

6 months · Liberty Bank’s best3.93%#46 of 143

1 year2.72%#118 of 176

2 years1.04%#101 of 134

3 years1.24%#72 of 98

4 years1.34%—

5 years1.44%#71 of 98

A dash: a term we don’t rank. Also at Liberty Bank: High-Yield Personal Certificates of Deposit, up to 4.25%. All Liberty Bank CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.