Liberty BankSmart Account

−$47 a year for an everyday customer. $3.95 a month. $25 to open.

Checked Nov 1, 2026Updated Oct 22, 2026

A year, everyday customer: −$47
Monthly fee: Receipt · Monthly feeChecked Nov 1, 2026
Issuer document · liberty-bank.com · PDF
The source states this figure; we have no exact sentence on file yet.
Open on liberty-bank.com (PDF)Report a problem
To open: Receipt · Minimum to openChecked Nov 1, 2026
Issuer's page · liberty-bank.com
The source states this figure; we have no exact sentence on file yet.
Open on liberty-bank.com Report a problem

Features

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Monthly fee: $3.95 a monthliberty-bank.com, checked Nov 1, 2026
Ways to avoid the monthly fee: Any one of these:
any account owner is 26 and under
65 and over
liberty-bank.com, checked Nov 1, 2026
Minimum to open: $25liberty-bank.com, checked Nov 1, 2026
Overdraft fee: $35liberty-bank.com, checked Nov 1, 2026
Most overdraft fees in a day: 5liberty-bank.com, checked Nov 1, 2026
Out-of-network ATM fee: $1.50liberty-bank.com, checked Nov 1, 2026
Foreign transaction fee (debit card): 3%liberty-bank.com, checked Nov 1, 2026
Incoming domestic wire: $10liberty-bank.com, checked Nov 1, 2026
Outgoing domestic wire: $20liberty-bank.com, checked Nov 1, 2026
Incoming international wire: $10liberty-bank.com, checked Nov 1, 2026
Outgoing international wire: $45liberty-bank.com, checked Nov 1, 2026
Paper statements: $2 a monthliberty-bank.com, checked Nov 1, 2026
Cashier’s check: $5liberty-bank.com, checked Nov 1, 2026
Stop payment: $25liberty-bank.com, checked Nov 1, 2026
Card replacement: $10liberty-bank.com, checked Nov 1, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

We don’t earn anything from this link.