3accounts we track

  • Savings2
  • Checking1

Bank in Purchase, NY

Morgan Stanley Private Bank

FDIC-insured · certificate 34221

Savings and checking, with every rate from Morgan Stanley Private Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated

Best savings rate
4.25%APY · Morgan Stanley Private Premium Savings Account
Bonus
$200Morgan Stanley Private Premium Savings Account

Every account we track

Accounts and rates

Savings

A year on $10,000, after fees
Morgan Stanley Private Premium Savings AccountSavings account · no minimum to open4.25%$0None
Morgan Stanley Private Complete Savings AccountSavings account · no minimum to open0.01%$1Not stated

Checking

Against 1043 checking accounts
Morgan Stanley Private Max-Rate Checking AccountChecking account · no minimum to open2.00%#4None

Offer

Bonus

$200

$20,000 deposited within 30 days, kept 45 days

Morgan Stanley Private Premium Savings Account

Ends Nov 30, 2026Meet it within 30 days

“Open a new Premium Savings Account by 11/30/2026 using promo code SAVE200, deposit at least $20,000 of qualifying new money within 30 days of account opening, and maintain the balance for 45 additional days after the 30-day funding period ends.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How Morgan Stanley Private Bank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Morgan Stanley Private Max-Rate Checking AccountChecking account#4 of 1043
  • Morgan Stanley Private Complete Savings AccountSavings account#226 of 270
  • Morgan Stanley Private Premium Savings AccountSavings account#236 of 270

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.