Bank bonus finder
Which bank bonuses can you actually get?
Banks pay $100 to $3,000 to open an account, but each asks for something: a direct deposit, money kept for months, a deadline. Tell us what you have, and we show the bonuses you can meet, worth most after the interest that money would have earned elsewhere.
- Every figure from the bank’s own terms
- Ranked on value alone, never on what pays us
- Nothing you enter is stored
For a plain case: any state · no direct deposit · $5,000 to park. Enter your own numbers
7 bonuses you can meet, worth up to $100 after the interest you give up.
Worth after the interest the money you keep there would have earned at 5.00% APY, the best savings rate open to you, for as long as the bonus asks. Bonuses are taxable interest.
- Best bonus for you
- $100
- SECU Total™ Checking & Rewards, State Employees CU Of Maryland, INC
- You can meet
- 7
- 59 more need more direct deposit or cash
- Maybe
- 3
- terms too thin for us to check
The bonuses you can meet, worth most first
Each links its page here, the bank’s own page and the day we checked it.
- 1SECU Total™ Checking & Rewards$100no interest given up$100ends 12/31/26Keep $1060 daysNot stated
The bank’s wording
“Current students at Maryland colleges or universities who become new SECU members and open checking between 7/15/26 and 12/31/26 must open a Share Savings and SECU Total™ Checking & Rewards account using promo code STUDENT100 and, within 60 days of opening checking, set up e-statements and enroll in”
bonus also requires: Must be a current student at a Maryland college or university; Must become a new SECU member; membership eligibility is required; Open a Share Savings and SECU Total™ Checking & R
- 2Freestyle Savings$59after $41 interest given up$100ends 2/28/2027Keep $5,00060 days≈ 12.2%on the money kept
The bank’s wording
“Open a Freestyle Savings account using the required promo code, deposit $5,000 or more within 30 days of opening, and maintain a $5,000 or more minimum daily balance for 60 days; the account must be open and have a positive balance when the bonus is awarded.”
bonus also requires: The email given at account opening must match the email address submitted to get the offer promo code.; A $25 minimum deposit is required at account opening.
- 3Checking account$49after $1 interest given up$50ends December 31, 2026Open with $50180 daysNot stated
The bank’s wording
“Provide promo code DG2, open a new personal checking account subject to approval, apply for, receive and activate a debit card tied to the account, and enroll in e-Statements within 90 calendar days of account opening.”
bonus also requires: The primary account holder must not currently have an existing personal checking account at Old Second National Bank.; The primary account holder must not have had an existing per
- 4Chase Savings$38after $62 interest given up$100ends 01/27/2027Open with $5,00090 daysNot stated
The bank’s wording
“Open a new Chase Savings account and, within 30 days of offer enrollment, deposit qualifying new money into the new savings account; maintain the new money for 90 days from offer enrollment.”
bonus also requires: Your bonus will be determined on day 30.
- 5BANKOHANA BONUS RATE SAVINGS$34after $41 interest given up$75Keep $5,00060 days≈ 9.1%on the money kept
The bank’s wording
“Open a new Regular Savings, Bonus Rate Savings, or Bankohana Bonus Rate Savings account online or in branch, make New Money deposits of $5,000, $10,000, or $20,000 (per tier) within the first 30 days after account opening, and maintain a Daily Account Balance of the same amount every day from day 31”
bonus also requires: Qualifying deposits must be a personal or official check from another financial institution, an incoming wire, ACH credit, Online Banking external transfer, or external funding of
- 6MONEY BUILDER SAVINGS$27after $123 interest given up$150ends December 31, 2026Keep $5,000180 days≈ 6.1%on the money kept
The bank’s wording
“After meeting the $50 checking bonus requirements, open a Money Builder Savings account with a $1,000 minimum opening deposit and reach a balance of at least $5,000 by the 90th calendar day after opening the new personal checking account.”
bonus also requires: Must first meet the requirements of the first $50 checking bonus (checking account opened with promo code PK2, debit card activated, e-Statements enrolled).; Savings must be built
- 7Totally Free Checking$24after $1 interest given up$25ends January 4, 2027Keep $5090 daysNot stated
The bank’s wording
“Open a qualifying consumer checking account in person or online between October 1, 2026 and January 4, 2027, providing promo code BANKGIFT at account opening, with a minimum balance of $50 to open the account and obtain the bonus.”
bonus also requires: Promo code BANKGIFT must be provided at account opening.; Promotion valid October 1, 2026 through January 4, 2027.; Limit one eGift Card per person during the full promotional per
Maybe: 3 whose terms we can’t check
These banks don’t state their requirements in enough detail for us to check them against your numbers. Read the bank’s page before you count on one.
- $25AIM Checking, TBK BANK, SSBBank’s page
- $400Checking Account, Republic Bank & Trust CompanyBank’s page
- $25Everyday Checking, TBK BANK, SSBBank’s page
59 more bonuses need more direct deposit or cash than you entered. Every bank bonus we track · Track the ones you go for