2accounts we track
- Savings1
- Checking1
Bank in Cottonwood Heights, UT
SoFi Bank
FDIC-insured · certificate 26881Savings and checking, with every rate from SoFi Bank’s own pages and every rank against the accounts we track.
Every account we track
Accounts and rates
Savings
A year on $10,000, after feesChecking
Against 1043 checking accountsOffer
Bonus
$5,000 in direct deposits within 25 days
Ends Dec 31, 2026Meet it within 25 days
“Set up a first Eligible Direct Deposit of $1 or more on or before 12/31/26, then have total Eligible Direct Deposits of $5,000 or more received within 25 calendar days of that first deposit to earn $400 (tiers: $1,000 to $4,999.99 earns $50; under $1,000 earns $0).”The bank’s page, checked Nov 8, 2026
Against the market
How SoFi Bank ranks
Where each ranked account sits on our list for its kind. Further right is higher on the list.
- SoFi Checking AccountChecking account#1 of 1043
- SoFi Savings AccountSavings account#231 of 270
Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.