Woodforest National Bank

FDIC-insured · certificate 23220

Savings, checking and CDs, with every rate from Woodforest National Bank’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

Woodforest Savings AccountSavings account · $25 to open0.35%$35$3 a month

Woodforest Big AccountSavings account · $25 to openNot stated—$10 a month

Woodforest Emerald Elite AccountSavings account · $25 to openNot stated—$25 a month

Woodforest Minor Savings AccountSavings accountNot stated—Not stated

Against 1043 checking accounts

Woodforest Choice CheckingChecking account · $25 to open0.15%#23$7.5 a month

Woodforest CheckingChecking account · $25 to openNot stated#131$7.95 a month

Woodforest Second Chance CheckingChecking account · $25 to openNot stated#142None

Woodforest WBank AccountChecking account · $25 to openNot stated#880$11.95 a month

Woodforest Platinum Plus CheckingChecking account · $25 to open0.50%#978$25 a month

Woodforest Sterling AdvantageChecking account · $25 to openNot stated—$10 a month

$500 to open

1 months0.25%—

3 months2.00%—

6 months2.25%#108 of 143

8 months3.50%—

1 year2.00%#124 of 176

13 months · Woodforest National Bank’s best4.00%—

2 years2.25%#87 of 134

3 years1.40%#70 of 98

4 years1.15%—

5 years1.25%#73 of 98

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.