APY

0.15%

As of Oct 4, 2026. Rates are variable.

Woodforest National Bank · Checking account

Woodforest Choice Checking

$3 a year for an everyday customer. $7.5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$3
APY
Monthly fee
To open

Against the market

How it ranks

#23of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Check writing
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • Mobile wallet
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates by balance

Any balance
0.15%
$1,000 and up
0.15%

The bank’s rates · as of Oct 4, 2026

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$1,000woodforest.com, checked Nov 8, 2026
To earn the APY
earns interest each day the account balance is $1,000 or morewoodforest.com, checked Nov 8, 2026

Fees

Monthly fee
$7.50 a monthwoodforest.com, checked Nov 8, 2026
Ways to avoid the monthly fee
No Fee if you maintain a balance of $750.00 or above each day in the statement periodwoodforest.com, checked Nov 8, 2026
Minimum to open
$25woodforest.com, checked Nov 8, 2026
Paper statements
$3 a monthwoodforest.com, checked Nov 8, 2026

Who can open it

Where
Near its brancheswoodforest.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on woodforest.com

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