Citibank CD rates

Every CD we track from Citibank, by term, with each term’s place among the CDs we track and its terms of business.

Checked Nov 8, 2026Updated Nov 8, 2026

At each term

Its best rates

Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Every CD

3 months0.05%—

4 months2.00%—

5 months2.50%—

6 months2.00%#109 of 143

8 months2.00%—

9 months2.00%—

10 months0.05%—

11 months0.05%—

1 year4.25%#33 of 176

13 months2.00%—

14 months0.10%—

15 months2.00%—

18 months2.00%#83 of 107

2 years2.00%#96 of 134

3 years2.00%#64 of 98

4 years2.00%—

5 years2.00%#66 of 98

checked Nov 8, 2026. A dash: a term we don’t rank.

30 months0.10%—

Early withdrawal penalty: A penalty will be imposed for early withdrawal of principal.citi.com, checked Nov 8, 2026
Grace period at maturity: 7 daysciti.com, checked Nov 8, 2026

The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake

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