12accounts we track
- Savings4
- Money market1
- Checking5
- CDs2
Bank in Sioux Falls, SD
Citibank
FDIC-insured · certificate 7213Savings, money market, checking and CDs, with every rate from Citibank’s own pages and every rank against the accounts we track.
Every account we track
Accounts and rates
Savings and money market
A year on $10,000, after feesChecking
Against 1043 checking accountsCertificate of Deposit (CD), by term
A dash: a term we don’t rank. Also at Citibank: Citi Step Up CD, up to 0.10%. All Citibank CDs
Offer
Bonuses
$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.
Ends Jan 11, 2027Meet it within 90 days
“Open a new Regular Checking account by 01/11/2027 and enroll the same day, fund new Eligible Accounts with a minimum combined total of $30,000 in Qualifying New Funds within 45 calendar days, and maintain the minimum required balance across Eligible Accounts from the 46th through the 90th day after…”The bank’s page, checked Nov 8, 2026
$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.
No end date postedMeet it within 90 days
$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.
Ends Jan 11, 2027Meet it within 90 days
“Open a new Regular Checking account by 01/11/27 and enroll in the offer the same day, then complete at least two Direct Deposits or other qualifying transactions totaling $3,000 or more within 90 calendar days from the Open Date.”The bank’s page, checked Nov 8, 2026
Against the market
How Citibank ranks
Where each ranked account sits on our list for its kind. Further right is higher on the list.
- Certificate of Deposit (CD) · 1 yearCD#33 of 176
- Citibank Checking accountChecking account#614 of 1043
- Certificate of Deposit (CD) · 3 yearsCD#64 of 98
- Certificate of Deposit (CD) · 5 yearsCD#66 of 98
- Certificate of Deposit (CD) · 2 yearsCD#96 of 134
- Citibank Citi Access CheckingChecking account#759 of 1043
- Citibank Citi Miles Ahead SavingsSavings account#205 of 270
- Certificate of Deposit (CD) · 6 monthsCD#109 of 143
Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.