12accounts we track

  • Savings4
  • Money market1
  • Checking5
  • CDs2

Bank in Sioux Falls, SD

Citibank

FDIC-insured · certificate 7213

Savings, money market, checking and CDs, with every rate from Citibank’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated

Best savings rate
0.05%APY · Citibank Citi Accelerate Savings
Best CD rate
4.25%APY for 1 year
Bonus
$4,000Citibank Regular Checking

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Citibank Citi Accelerate SavingsSavings account · no minimum to open0.05%$3$4.5 a month
Citibank Citi Miles Ahead SavingsSavings account · no minimum to open0.05%$3None
Citibank Citi SavingsSavings account · no minimum to open0.05%$0$4.5 a month
Citibank Savings accountSavings accountNot stated—Not stated
Citibank Court Ordered Money Market (COMMA)Money market account · no minimum to openNot stated—None

Checking

Against 1043 checking accounts
Citibank Checking accountChecking accountNot stated#614Not stated
Citibank Citi Access CheckingChecking accountNot stated#759$5 a month
Citibank Citi Regular CheckingChecking accountNot stated#939$15 a month
Citibank Access CheckingChecking account · no minimum to openNot stated—$5 a month
Citibank Regular CheckingChecking account · no minimum to openNot stated—$15 a month

Certificate of Deposit (CD), by term

3 months0.05%—
4 months2.00%—
5 months2.50%—
6 months2.00%#109 of 143
8 months2.00%—
9 months2.00%—
10 months0.05%—
11 months0.05%—
1 year · Citibank’s best4.25%#33 of 176
13 months2.00%—
14 months0.10%—
15 months2.00%—
18 months2.00%#83 of 107
2 years2.00%#96 of 134
3 years2.00%#64 of 98
4 years2.00%—
5 years2.00%#66 of 98

A dash: a term we don’t rank. Also at Citibank: Citi Step Up CD, up to 0.10%. All Citibank CDs

Offer

Bonuses

$4,000

$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.

Citibank Regular Checking

Ends Jan 11, 2027Meet it within 90 days

“Open a new Regular Checking account by 01/11/2027 and enroll the same day, fund new Eligible Accounts with a minimum combined total of $30,000 in Qualifying New Funds within 45 calendar days, and maintain the minimum required balance across Eligible Accounts from the 46th through the 90th day after…”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

$325

$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.

Citibank Checking account

No end date postedMeet it within 90 days

Can you meet it? The bank bonus finderAll bank bonuses

$325

$3,000 in direct deposits within 90 days. About $1,000 a month for 3 months.

Citibank Regular Checking

Ends Jan 11, 2027Meet it within 90 days

“Open a new Regular Checking account by 01/11/27 and enroll in the offer the same day, then complete at least two Direct Deposits or other qualifying transactions totaling $3,000 or more within 90 calendar days from the Open Date.”The bank’s page, checked Nov 8, 2026

Can you meet it? The bank bonus finderAll bank bonuses

Against the market

How Citibank ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Certificate of Deposit (CD) · 1 yearCD#33 of 176
  • Citibank Checking accountChecking account#614 of 1043
  • Certificate of Deposit (CD) · 3 yearsCD#64 of 98
  • Certificate of Deposit (CD) · 5 yearsCD#66 of 98
  • Certificate of Deposit (CD) · 2 yearsCD#96 of 134
  • Citibank Citi Access CheckingChecking account#759 of 1043
  • Citibank Citi Miles Ahead SavingsSavings account#205 of 270
  • Certificate of Deposit (CD) · 6 monthsCD#109 of 143

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.