1 CD
First Mid Bank & Trust CD rates
Every CD we track from First Mid Bank & Trust, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 3 months0.30%Not ranked
- 6 months0.30%#119 of 143
- 9 months0.30%Not ranked
- 1 year0.40%#139 of 176
- 18 months0.45%#90 of 107
- 2 years2.75%#75 of 134
- 3 years2.75%#49 of 98
- 4 years2.75%Not ranked
- 5 years2.75%#48 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
Certificate of Deposit
3 months0.30%—
6 months0.30%#119 of 143
9 months0.30%—
1 year0.40%#139 of 176
18 months0.45%#90 of 107
2 years2.75%#75 of 134
3 years2.75%#49 of 98
4 years2.75%—
5 years2.75%#48 of 98
- Minimum to open
- $1,000firstmid.com, checked Nov 8, 2026
- Early withdrawal penalty
- Penalty will be imposed for early withdrawal and may reduce earnings.firstmid.com, checked Nov 8, 2026
- Grace period at maturity
- 10 daysfirstmid.com, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake