First Mid Bank & Trust

FDIC-insured · certificate 3705

Savings, money market, checking and CDs, with every rate from First Mid Bank & Trust’s own pages and every rank against the accounts we track.

Checked Nov 1, 2026Updated Nov 1, 2026

Every account we track

Accounts and rates

A year on $10,000, after fees

First Mid Bank & Trust Jumbo Money MarketMoney market account · $50,000 to open3.70%$0None

First Mid Bank & Trust SavingsSavings account · $50 to open0.05%$5None

First Mid Bank & Trust Money MarketMoney market account · $50 to openNot stated—$10 a month

Against 1043 checking accounts

First Mid Bank & Trust Essentials CheckingChecking account · $50 to openNot stated#280None

First Mid Bank & Trust CheckingChecking account0.25%#715Not stated

First Mid Bank & Trust Benefits CheckingChecking account · $50 to open0.01%#799$8 a month

$1,000 to open

3 months0.30%—

6 months0.30%#119 of 143

9 months0.30%—

1 year0.40%#139 of 176

18 months0.45%#90 of 107

2 years · First Mid Bank & Trust’s best2.75%#75 of 134

3 years2.75%#49 of 98

4 years2.75%—

5 years2.75%#48 of 98

A dash: a term we don’t rank. All First Mid Bank & Trust CDs

Against the market

Where each ranked account sits on our list for its kind. Further right is higher on the list.

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.