Its best CD
4.25%
APY for 9 months, as of Nov 8, 2026
1 CD
Service CD rates
Every CD we track from Service, by term, with each term’s place among the CDs we track and its terms of business.
At each term
Its best rates
- 3 months3.25%Not ranked
- 6 months4.00%#28 of 143
- 9 months4.25%Not ranked
- 11 months3.20%Not ranked
- 1 year4.25%#30 of 176
- 18 months3.00%#67 of 107
- 2 years3.00%#71 of 134
- 3 years2.35%#57 of 98
- 4 years2.45%Not ranked
- 5 years2.50%#53 of 98
Places are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Every CD
By term
Share Certificates
3 months3.25%—
6 months4.00%#28 of 143
9 months4.25%—
11 months3.20%—
1 year4.25%#30 of 176
18 months3.00%#67 of 107
2 years3.00%#71 of 134
3 years2.35%#57 of 98
4 years2.45%—
5 years2.50%#53 of 98
- Minimum to open
- $250servicecu.org, checked Nov 8, 2026
- Early withdrawal penalty
- An early withdrawal penalty applies.servicecu.org, checked Nov 8, 2026
- Interest compounds
- Dividends are compounded and credited monthly.servicecu.org, checked Nov 8, 2026
The bank’s page · checked Nov 8, 2026. A dash: a term we don’t rank.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake