11accounts we track

  • Savings2
  • Money market1
  • Checking7
  • CDs1

Credit union in Portsmouth, NH

Service

NCUA-insured · charter 24921

Savings, money market, checking and CDs, with every rate from Service’s own pages and every rank against the accounts we track.

Checked Nov 8, 2026Updated

Best savings rate
5.00%APY · Service Primary Savings
Best CD rate
4.25%APY for 9 months

Every account we track

Accounts and rates

Savings and money market

A year on $10,000, after fees
Service Primary SavingsSavings account · $5 to open5.00%$0None
Service Money MarketMoney market account2.50%$55$5 a month
Service+ SavingsSavings account · $5 to openNot stated—Not stated

Checking

Against 1043 checking accounts
Service Dividend CheckingChecking account0.15%#272$10 a month
Service Everyday Checking with Direct DepositChecking accountNot stated#344None
Service Everyday Checking - BasicChecking accountNot stated#365None
Service Dividend Checking - BasicChecking accountNot stated#380$10 a month
Service Dividend Checking - Direct DepositChecking accountNot stated#406$10 a month
Service Everyday Checking - Direct DepositChecking accountNot stated#593Not stated
Service Everyday CheckingChecking accountNot stated—None

Share Certificates, by term

$250 to open
3 months3.25%—
6 months4.00%#28 of 143
9 months · Service’s best4.25%—
11 months3.20%—
1 year4.25%#30 of 176
18 months3.00%#67 of 107
2 years3.00%#71 of 134
3 years2.35%#57 of 98
4 years2.45%—
5 years2.50%#53 of 98

A dash: a term we don’t rank. All Service CDs

Against the market

How Service ranks

Where each ranked account sits on our list for its kind. Further right is higher on the list.

  • Share Certificates · 1 yearCD#30 of 176
  • Share Certificates · 6 monthsCD#28 of 143
  • Service Money MarketMoney market account#42 of 174
  • Service Dividend CheckingChecking account#272 of 1043
  • Service Everyday Checking with Direct DepositChecking account#344 of 1043
  • Service Everyday Checking - BasicChecking account#365 of 1043
  • Service Dividend Checking - BasicChecking account#380 of 1043
  • Service Dividend Checking - Direct DepositChecking account#406 of 1043

Savings and money market accounts rank by a year on $10,000; checking by a year for an everyday customer; CDs by a year on $10,000 at each term.