What changed
Credit card changes in October 2026
99 changes to cards' annual fees, APRs and welcome offers, confirmed in October 2026.
A change is listed once both the old and the new value held for 3 days, so a misreading never shows up as a change.
October 2026
99changes confirmed
70
worse for you
66 APRs up4 offers smaller
29
better for you
19 APRs down9 offers bigger1 fee cut
Oct 10, 2026
2 changes · 2 welcome offers
- Bonus upCash Rewards Credit CardRegions$100 to $200
- Bonus downVisa ClassicTrugrocer Federal Credit Union10,000 to 100
Oct 8, 2026
1 change · 1 welcome offer
- Bonus downEmirates Skywards Premium World Elite Mastercard®Barclays70,000 to 50,000
Oct 4, 2026
2 changes · 2 welcome offers
- Bonus upBank of America® Travel Rewards Credit Card for StudentsBank of America20,000 to 25,000
- Bonus upBank of America® Unlimited Cash Rewards Credit CardBank of America200 to $250
Oct 2, 2026
8 changes · 8 welcome offers
- Bonus upDisney Card from ChaseChase$100 to $150
- Bonus upIHG One Rewards Premier Credit CardChase140,000 to 180,000
- Bonus downUnited Business Credit CardChase110,000 to 100,000
- Bonus downUnited Club Business Credit CardChase110,000 to 90,000
- Bonus upUnited Club Credit CardChase90,000 to 100,000
- Bonus upUnited Explorer Credit CardChase60,000 to 70,000
- Bonus upUnited Gateway CardChase40,000 to 50,000
- Bonus upUnited Quest CardChase70,000 to 90,000
Within a day: annual fees first, then welcome offers, then APRs.