RateHerald

What changed

Credit card changes in November 2026

45 changes to cards' annual fees, APRs and welcome offers, confirmed in November 2026.

A change is listed once both the old and the new value held for 3 days, so a misreading never shows up as a change.

November 2026

45changes confirmed

34

worse for you

26 APRs up8 offers smaller

11

better for you

2 APRs down9 offers bigger

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Nov 1, 2026

28 changes · 28 APR

  1. APR upApple CardApple17.49%17.74%
  2. APR upBusiness Cash Back Credit CardBECU16.99%17.24%
  3. APR upBusiness Low Rate Credit CardBECU14.49%14.74%
  4. APR upCabela's CLUB Credit CardCapital One9.99%19.74%
  5. APR upCash Rewards Visa® Credit CardsTruist18.74%18.99%
  6. APR upDiscover it Cash Back Credit CardDiscover17.74%18.74%
  7. APR upM&T Business Credit CardM&T Bank13.74%13.99%
  8. APR upM&T Business Rewards Credit CardM&T Bank16.74%16.99%
  9. Show 20 more on Nov 1Show fewer
    1. APR upM&T Visa Signature Credit CardM&T Bank17.74%17.99%
    2. APR downM&T Visa® Credit CardM&T Bank14.80%13.99%
    3. APR upPottery Barn Key Rewards VisaCapital One29.24%29.49%
    4. APR upPreferred Cash Rewards Visa Signature® Credit CardUSAA15.40%15.65%
    5. APR downQuicksilver Cash Back Rewards CardCapital One29.49%18.74%
    6. APR upREI Co-op Mastercard Credit CardCapital One17.49%17.74%
    7. APR upSecured Credit CardM&T Bank18.74%20.99%
    8. APR upSecured rewards Visa® credit cardTruist26.74%26.99%
    9. APR upTD Bank First Class Credit CardTD Bank16.74%16.99%
    10. APR upTD Business Solutions Credit Card with Unlimited Cash BackTD Bank17.49%17.74%
    11. APR upTD Cash Credit CardTD Bank18.49%18.74%
    12. APR upTD Cash Secured Credit CardTD Bank26.49%26.74%
    13. APR upTD Double Up Credit CardTD Bank18.49%18.74%
    14. APR upTD FlexPay Credit CardTD Bank17.49%17.74%
    15. APR upThe Key Rewards VisaCapital One29.24%29.49%
    16. APR upTruist Enjoy BeyondTruist18.74%18.99%
    17. APR upTruist Future Visa® Credit CardTruist16.74%16.99%
    18. APR upUSAA Eagle Navigator Visa Signature Credit CardUSAA18.40%18.65%
    19. APR upWest Elm Key Rewards VisaCapital One29.24%29.49%
    20. APR upWilliams Sonoma Key Rewards VisaCapital One29.24%29.49%

Within a day: annual fees first, then welcome offers, then APRs.