APY
0.25%
As of Nov 8, 2026. Rates are variable.
Alliant · Checking account
Alliant Jumbo High-Rate Checking
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · alliantcreditunion.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · alliantcreditunion.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Against the market
How it ranks
#401of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Check writing
- Contactless card
- Debit card
- Early direct deposit
- Free checks
- Free external transfers
- Mobile check deposit
- Mobile wallet
- No overdraft fees
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- $5,000 monthly direct deposit (top tier, 2.00% APY)
- $10,000 average daily balance of all deposit shares (top tier, 2.00% APY)
- eStatements
Fees
- Monthly fee
- Nonealliantcreditunion.org, checked Nov 8, 2026
- Overdraft fee
- Nonealliantcreditunion.org, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonealliantcreditunion.org, checked Nov 8, 2026
- ATMs in the network
- 80,000alliantcreditunion.org, checked Nov 8, 2026
- Out-of-network ATM fee
- Nonealliantcreditunion.org, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%alliantcreditunion.org, checked Nov 8, 2026
- Stop payment
- Nonealliantcreditunion.org, checked Nov 8, 2026
- Card replacement
- Nonealliantcreditunion.org, checked Nov 8, 2026
Who can open it
- Membership
- Membership required:
- Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees