APY on $10,000

3.01%

As of Nov 8, 2026. Rates are variable.

Alliant · Savings account

Alliant High-Rate Savings Account

$301 a year on $10,000 at today’s 3.01% APY. No monthly fee.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open
Not stated

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#41of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Cash deposit ATM
  • Early direct deposit
  • Interest bearing
  • Joint accounts
  • Mobile check deposit
  • No overdraft fees
  • Online opening
  • Savings buckets
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Balance needed for the APY
$100alliantcreditunion.org, checked Nov 8, 2026
To earn the APY
With an average daily balance of $100 or more.alliantcreditunion.org, checked Nov 8, 2026

Fees

Monthly fee
Nonealliantcreditunion.org, checked Nov 8, 2026
Returned item (NSF) fee
Nonealliantcreditunion.org, checked Nov 8, 2026
ATM network
80,000+ in-network ATMs nationwidealliantcreditunion.org, checked Nov 8, 2026
ATMs in the network
80,000alliantcreditunion.org, checked Nov 8, 2026
Paper statements
Nonealliantcreditunion.org, checked Nov 8, 2026
Stop payment
Nonealliantcreditunion.org, checked Nov 8, 2026

Who can open it

Membership
Membership required:
  • Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
alliantcreditunion.org, checked Nov 8, 2026

Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

Visit Alliant

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