APY
0.25%
As of Nov 1, 2026. Rates are variable.
Alliant · Checking account
Alliant Teen Checking Account
$0 a year for an everyday customer. No monthly fee.
- A year, everyday customer
- $0
- APY
- Receipt · APYChecked Nov 1, 2026
Issuer's page · alliantcreditunion.org
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 1, 2026
Issuer's page · alliantcreditunion.org
The source states this figure; we have no exact sentence on file yet.
- To open
- Not stated
Features
- ATM fee rebates
- Budgeting tools
- Contactless card
- Early direct deposit
- Free external transfers
- Interest bearing
- Joint accounts
- Mobile check deposit
- Mobile wallet
- No minimum balance
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- To earn the APY
- opt in to eStatements
- have at least one electronic deposit
Fees
- Monthly fee
- Nonealliantcreditunion.org, checked Nov 1, 2026
- Returned item (NSF) fee
- Nonealliantcreditunion.org, checked Nov 1, 2026
- ATM network
- 80,000+ fee-free ATMsalliantcreditunion.org, checked Nov 1, 2026
- ATMs in the network
- 80,000alliantcreditunion.org, checked Nov 1, 2026
- ATM fees refunded, up to
- $20 a monthalliantcreditunion.org, checked Nov 1, 2026
- Stop payment
- Nonealliantcreditunion.org, checked Nov 1, 2026
- Card replacement
- Nonealliantcreditunion.org, checked Nov 1, 2026
Who can open it
- Membership
- Membership required:
- Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
- Minimum age
- 13alliantcreditunion.org, checked Nov 1, 2026
Insured through the NCUA, up to $250,000 per member, per ownership category: NCUA record.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees