Monthly fee

$5

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Amerant Bank · Checking account

Amerant Value Checking

$0 a year for an everyday customer. $5 a month. $50 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open

Against the market

How it ranks

#348of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Card lock
  • Debit card
  • Instant external transfers
  • Mobile check deposit
  • Mobile wallet
  • No minimum balance
  • Online opening
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
Monthlymedia.amerantbank.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthmedia.amerantbank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Enroll in Online Statements
  • Monthly Direct Deposit
  • complete four debit card transactions per statement cycle
amerantbank.com, checked Nov 8, 2026
Minimum to open
$50amerantbank.com, checked Nov 8, 2026
ATM network
Mastercard, Maestro, Cirrusamerantbank.com, checked Nov 8, 2026
ATMs in the network
2,000,000amerantbank.com, checked Nov 8, 2026

Who can open it

Minimum age
18media.amerantbank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

Visit Amerant Bank

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