APY
0.02%
As of Nov 8, 2026. Rates are variable.
American Savings Bank · Checking account
American Kalo Deluxe SM Checking
−$300 a year for an everyday customer. $25 a month. $20 to open.
- A year, everyday customer
- −$300
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · asbhawaii.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · asbhawaii.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · asbhawaii.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#988of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Branch access
- Debit card
- Interest bearing
- Mobile check deposit
- No minimum balance
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $25 a monthasbhawaii.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Qualify with $5,000 in direct deposits
- $30,000 in combined balances per statement period
- Minimum to open
- $20asbhawaii.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $25 a monthasbhawaii.com, checked Nov 8, 2026
- Cashier’s check
- Noneasbhawaii.com, checked Nov 8, 2026
Who can open it
- Where
- Hawaiiasbhawaii.com, checked Nov 8, 2026
- Minimum age
- 18asbhawaii.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money