APY

0.00%

As of Nov 8, 2026. Rates are variable.

American Savings Bank · Checking account

American Kalo Plus SM Checking

−$180 a year for an everyday customer. $15 a month. $20 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$180
APY
Monthly fee
To open

Against the market

How it ranks

#904of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • ATM fee rebates
  • Branch access
  • Debit card
  • Interest bearing
  • Mobile check deposit
  • No minimum balance
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$15 a monthasbhawaii.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • Qualify with $2,500 in direct deposits
  • 10 point-of-sale debit card transactions per statement period
  • combined personal monthly average deposit balance and outstanding loan balance of $10,000 or more
asbhawaii.com, checked Nov 8, 2026
Minimum to open
$20asbhawaii.com, checked Nov 8, 2026
ATM fees refunded, up to
$10 a monthasbhawaii.com, checked Nov 8, 2026
Cashier’s check
Noneasbhawaii.com, checked Nov 8, 2026

Who can open it

Where
Hawaiiasbhawaii.com, checked Nov 8, 2026
Minimum age
18asbhawaii.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on asbhawaii.com

We don’t earn anything from this link.