APY
0.03%
As of Nov 8, 2026. Rates are variable.
Ameriprise Bank, FSB · Checking account
Ameriprise Bank Checking Account
$1 a year for an everyday customer. No monthly fee. $25 to open.
- A year, everyday customer
- $1
- APY
- Receipt · APYChecked Nov 8, 2026
Issuer's page · ameriprise.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · ameriprise.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · ameriprise.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#54of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- ATM fee rebates
- Bill pay
- Check writing
- Contactless card
- Debit card
- Interest bearing
- Joint accounts
- Mobile check deposit
- Mobile wallet
- No overdraft fees
- Online opening
- Overdraft protection transfer
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Rate conditions
- Interest compounds
- Interest is compounded daily and paid monthly.ameriprise.com, checked Nov 8, 2026
Fees
- Monthly fee
- Noneameriprise.com, checked Nov 8, 2026
- Minimum to open
- $25ameriprise.com, checked Nov 8, 2026
- Overdraft fee
- Noneameriprise.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneameriprise.com, checked Nov 8, 2026
- Overdraft transfer fee
- Noneameriprise.com, checked Nov 8, 2026
- ATM network
- Visa or NYCE ATMsameriprise.com, checked Nov 8, 2026
- Out-of-network ATM fee
- Noneameriprise.com, checked Nov 8, 2026
- ATM fees refunded, up to
- $20 a monthameriprise.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 1%ameriprise.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30ameriprise.com, checked Nov 8, 2026
- Outgoing international wire
- $35ameriprise.com, checked Nov 8, 2026
- Cashier’s check
- $25ameriprise.com, checked Nov 8, 2026
- Stop payment
- $25ameriprise.com, checked Nov 8, 2026
- Card replacement
- Noneameriprise.com, checked Nov 8, 2026
Who can open it
- Where
- Anywhere in the USameriprise.com, checked Nov 8, 2026
- Minimum age
- 18ameriprise.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money