APY on $10,000
2.50%
As of Nov 8, 2026. Rates are variable.
Ameriprise Bank, FSB · Savings account
Ameriprise Bank Savings Account
$250 a year on $10,000 at today’s 2.50% APY. No monthly fee. $100 to open.
- A year on $10,000
- Receipt · A year on $10,000Checked Nov 8, 2026
Issuer's page · ameriprise.com
The source states this figure; we have no exact sentence on file yet.
- Balance
- $10,000
- APY
- 2.50%
- Monthly fee, a year
- $0
- A year
- $250
- APY on $10,000
- Receipt · APYChecked Nov 8, 2026
Issuer's page · ameriprise.com
The source states this figure; we have no exact sentence on file yet.
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer document · ameriprise.com · PDF
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · ameriprise.com
The source states this figure; we have no exact sentence on file yet.
In dollars
What it earns in a year
Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.
Against the market
How it ranks
#55of 270 savings accounts, by a year’s value on $10,000
All 270 savings accounts, rankedFeatures
- Interest bearing
- Joint accounts
- Mobile check deposit
- Online opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates by balance
- $0 to $4,999
- 2.50%
- $5,000 to $9,999
- 2.50%
- $10,000 to $24,999
- 2.50%
- $25,000 to $49,999
- 3.10%
- $50,000 to $99,999
- 3.20%
- $100,000 to $249,999
- 3.35%
- $250,000 and up
- 3.35%
The bank’s rates · as of Nov 8, 2026
In the bank’s words
Terms
Rate conditions
- Balance needed for the APY
- $0ameriprise.com, checked Nov 8, 2026
- Interest compounds
- Interest is compounded daily and paid monthly.ameriprise.com, checked Nov 8, 2026
Fees
- Monthly fee
- Noneameriprise.com, checked Nov 8, 2026
- Minimum to open
- $100ameriprise.com, checked Nov 8, 2026
- Overdraft fee
- Noneameriprise.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Noneameriprise.com, checked Nov 8, 2026
- Withdrawals a month
- 6ameriprise.com, checked Nov 8, 2026
- Fee for each withdrawal over the limit
- $10ameriprise.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30ameriprise.com, checked Nov 8, 2026
- Cashier’s check
- $25ameriprise.com, checked Nov 8, 2026
- Stop payment
- $25ameriprise.com, checked Nov 8, 2026
Who can open it
- Where
- Anywhere in the USameriprise.com, checked Nov 8, 2026
- Minimum age
- 18ameriprise.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money