Monthly fee

$7

−$84 a year for an everyday customer: fees and interest, $2,000 kept.

b1BANK · Checking account

b1BANK FLEX Checking

−$84 a year for an everyday customer. $7 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$84
Monthly fee
To open

Against the market

How it ranks

#794of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Online opening
  • Savings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$7 a monthb1bank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • client-initiated debit or credit transaction posted within the service charge cycle
  • for clients under the age of 18
  • for clients age 64 and over as of 3 business days before the last day of the service charge cycle
b1bank.com, checked Nov 8, 2026
Minimum to open
$25b1bank.com, checked Nov 8, 2026
ATM network
AllPointb1bank.com, checked Nov 8, 2026
Paper statements
$3 a monthb1bank.com, checked Nov 8, 2026
Early closure fee
$20b1bank.com, checked Nov 8, 2026
Cashier’s check
$10b1bank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 4 items counted at typical fees

See it on b1bank.com

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