APY on $10,000

0.20%

As of Nov 8, 2026. Rates are variable.

b1BANK · Savings account

b1BANK High Yield Savings

$20 a year on $10,000 at today’s 0.20% APY. $5 a month. $100 to open.

Checked Nov 8, 2026Updated

A year on $10,000
APY on $10,000
Monthly fee
To open

In dollars

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Pick your balance; the rail’s figure follows it.

Your balance

Rates are variable; these are today’s.

Against the market

How it ranks

#131of 270 savings accounts, by a year’s value on $10,000

All 270 savings accounts, ranked

Features

  • Interest bearing
  • Online opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

To earn the APY
Premium rate with activity in a related checking account: a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycleb1bank.com, checked Nov 8, 2026
APY when those aren’t met
0.20%b1bank.com, checked Nov 8, 2026

Fees

Monthly fee
$5 a monthb1bank.com, checked Nov 8, 2026
Ways to avoid the monthly fee
waived with a $500 minium daily balanceb1bank.com, checked Nov 8, 2026
Minimum to open
$100b1bank.com, checked Nov 8, 2026
Withdrawals a month
4b1bank.com, checked Nov 8, 2026
Fee for each withdrawal over the limit
$5b1bank.com, checked Nov 8, 2026
ATM network
Allpointb1bank.com, checked Nov 8, 2026
ATMs in the network
55,000b1bank.com, checked Nov 8, 2026
Paper statements
$3 a monthb1bank.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money

See it on b1bank.com

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