Monthly fee

$25

−$300 a year for an everyday customer: fees and interest, $2,000 kept.

Bank of America · Checking account

Bank of America Advantage Relationship Banking

−$300 a year for an everyday customer. $25 a month. $100 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$300
Monthly fee
To open

Against the market

How it ranks

#1015of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Branch access
  • Card lock
  • Check writing
  • Debit card
  • Free checks
  • Interest bearing
  • Spending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Rate conditions

Interest compounds
monthlybankofamerica.com, checked Nov 8, 2026

Fees

Monthly fee
$25 a monthbankofamerica.com, checked Nov 8, 2026
Ways to avoid the monthly fee
Any one of these:
  • You maintain a minimum daily balance of $20,000 or more in your account
  • An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
resources.bankofamerica.com, checked Nov 8, 2026
Minimum to open
$100bankofamerica.com, checked Nov 8, 2026
Overdraft fee
$10bankofamerica.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonebankofamerica.com, checked Nov 8, 2026
Most overdraft fees in a day
2bankofamerica.com, checked Nov 8, 2026
Out-of-network ATM fee
$2.50bankofamerica.com, checked Nov 8, 2026
International ATM fee
$5bankofamerica.com, checked Nov 8, 2026
Foreign transaction fee (debit card)
3%bankofamerica.com, checked Nov 8, 2026
Incoming domestic wire
$15bankofamerica.com, checked Nov 8, 2026
Outgoing domestic wire
$30bankofamerica.com, checked Nov 8, 2026
Incoming international wire
$15bankofamerica.com, checked Nov 8, 2026
Outgoing international wire
$45bankofamerica.com, checked Nov 8, 2026
Stop payment
$30bankofamerica.com, checked Nov 8, 2026

Who can open it

Where
Anywhere in the USbankofamerica.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees

See it on bankofamerica.com

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