Monthly fee
$4.95
$0 a year for an everyday customer: fees and interest, $2,000 kept.
Bank of America · Checking account
Bank of America Advantage SafeBalance Banking for Family Banking
$0 a year for an everyday customer. $4.95 a month. $25 to open.
- A year, everyday customer
- $0
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · bankofamerica.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bankofamerica.com
The source states this figure; we have no exact sentence on file yet.
Features
- Card lock
- Debit card
- Minor accounts
- No overdraft fees
- Online opening
- Spending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $4.95 a monthbankofamerica.com, checked Nov 8, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Your child is under age 25
- You maintain a minimum daily balance of $500 or more in your account
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
- Minimum to open
- $25bankofamerica.com, checked Nov 8, 2026
- Overdraft fee
- Nonebankofamerica.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonebankofamerica.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50bankofamerica.com, checked Nov 8, 2026
- International ATM fee
- $5bankofamerica.com, checked Nov 8, 2026
- Foreign transaction fee (debit card)
- 3%bankofamerica.com, checked Nov 8, 2026
- Incoming domestic wire
- $15bankofamerica.com, checked Nov 8, 2026
- Outgoing domestic wire
- $30bankofamerica.com, checked Nov 8, 2026
- Incoming international wire
- $15bankofamerica.com, checked Nov 8, 2026
- Outgoing international wire
- $45bankofamerica.com, checked Nov 8, 2026
- Stop payment
- $30bankofamerica.com, checked Nov 8, 2026
Who can open it
- Where
- Anywhere in the USbankofamerica.com, checked Nov 8, 2026
- Minimum age
- 18bankofamerica.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money