Monthly fee

$0

$0 a year for an everyday customer: fees and interest, $2,000 kept.

Bank of America · Checking account

Bank of America Checking

$0 a year for an everyday customer. No monthly fee.

Checked Nov 8, 2026Updated

A year, everyday customer
$0
Monthly fee
To open
Not stated

Against the market

How it ranks

#288of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

In the bank’s words

Terms

Fees

Monthly fee
Noneresources.bankofamerica.com, checked Nov 8, 2026
Ways to avoid the monthly fee
All of these:
  • Receive all or part of your payroll direct deposit from the participating company into an eligible Bank of America checking or savings account that you own or co-own
  • Join BofA Rewards
resources.bankofamerica.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees

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