Monthly fee

$5

−$60 a year for an everyday customer: fees and interest, $2,000 kept.

BankUnited · Checking account

BankUnited Essentials Checking

−$60 a year for an everyday customer. $5 a month. $25 to open.

Checked Nov 8, 2026Updated

A year, everyday customer
−$60
Monthly fee
To open

Against the market

How it ranks

#542of 1043 checking accounts, by a year’s value for an everyday customer

All 1043 checking accounts, ranked

Features

  • Bill pay
  • Branch access
  • Budgeting tools
  • Mobile check deposit
  • No minimum balance
  • No overdraft fees
  • Online opening
  • Overdraft protection transfer
  • Spending alerts
  • Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

In the bank’s words

Terms

Fees

Monthly fee
$5 a monthbankunited.com, checked Nov 8, 2026
Minimum to open
$25bankunited.com, checked Nov 8, 2026
Overdraft fee
Nonebankunited.com, checked Nov 8, 2026
Returned item (NSF) fee
Nonebankunited.com, checked Nov 8, 2026
Overdraft transfer fee
Nonebankunited.com, checked Nov 8, 2026
ATM network
BankUnited ATMsbankunited.com, checked Nov 8, 2026
Out-of-network ATM fee
$2.50bankunited.com, checked Nov 8, 2026
Incoming domestic wire
$15bankunited.com, checked Nov 8, 2026
Outgoing domestic wire
$25bankunited.com, checked Nov 8, 2026
Incoming international wire
$25bankunited.com, checked Nov 8, 2026
Outgoing international wire
$45bankunited.com, checked Nov 8, 2026
Inactivity fee
Nonebankunited.com, checked Nov 8, 2026
Cashier’s check
$10bankunited.com, checked Nov 8, 2026
Stop payment
$30bankunited.com, checked Nov 8, 2026

FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees

See it on bankunited.com

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