Monthly fee
$5
−$60 a year for an everyday customer: fees and interest, $2,000 kept.
BankUnited · Checking account
BankUnited Essentials Checking
−$60 a year for an everyday customer. $5 a month. $25 to open.
- A year, everyday customer
- −$60
- Monthly fee
- Receipt · Monthly feeChecked Nov 8, 2026
Issuer's page · bankunited.com
The source states this figure; we have no exact sentence on file yet.
- To open
- Receipt · Minimum to openChecked Nov 8, 2026
Issuer's page · bankunited.com
The source states this figure; we have no exact sentence on file yet.
Against the market
How it ranks
#542of 1043 checking accounts, by a year’s value for an everyday customer
All 1043 checking accounts, rankedFeatures
- Bill pay
- Branch access
- Budgeting tools
- Mobile check deposit
- No minimum balance
- No overdraft fees
- Online opening
- Overdraft protection transfer
- Spending alerts
- Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
In the bank’s words
Terms
Fees
- Monthly fee
- $5 a monthbankunited.com, checked Nov 8, 2026
- Minimum to open
- $25bankunited.com, checked Nov 8, 2026
- Overdraft fee
- Nonebankunited.com, checked Nov 8, 2026
- Returned item (NSF) fee
- Nonebankunited.com, checked Nov 8, 2026
- Overdraft transfer fee
- Nonebankunited.com, checked Nov 8, 2026
- ATM network
- BankUnited ATMsbankunited.com, checked Nov 8, 2026
- Out-of-network ATM fee
- $2.50bankunited.com, checked Nov 8, 2026
- Incoming domestic wire
- $15bankunited.com, checked Nov 8, 2026
- Outgoing domestic wire
- $25bankunited.com, checked Nov 8, 2026
- Incoming international wire
- $25bankunited.com, checked Nov 8, 2026
- Outgoing international wire
- $45bankunited.com, checked Nov 8, 2026
- Inactivity fee
- Nonebankunited.com, checked Nov 8, 2026
- Cashier’s check
- $10bankunited.com, checked Nov 8, 2026
- Stop payment
- $30bankunited.com, checked Nov 8, 2026
FDIC-insured, up to $250,000 per depositor, per ownership category: FDIC BankFind.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees